At Semnar & Hartman, LLP, we are always proud to represent military families facing violations against creditors failing to properly honor deferment protections due to deployment. Although we are proud to stand up for those who stand up for us and our freedoms, it is always truly unfortunate and disappointing to learn of yet another company failing to properly comply with these mandatory laws.
On February 12, 2021, we had to file yet another lawsuit against Navy Federal Credit Union and the consumer credit reporting agencies (Experian, Equifax, and TransUnion) for falsely (and unlawfully) reporting our clients as 30 days late during a month that is indisputably part of the mandatory deferment period.
Adding insult to injury, Navy Federal Credit Union has also engaged in months of grossly unfair and unlawful attempts to collect amounts from the clients that are not owed due to the deferment, and has also engaged in multiple unfair and unlawful threats of foreclosure.