Jared Hartman, Esq. Posted on November 25, 2014   Multiple lawsuits have been filed recently against Wells Fargo Bank, N.A. alleging various violations of consumer rights. In one case, the customers allege that they had a home mortgage loan with Wells Fargo in the State of Kansas that resulted in a short-sale, through which Wells…

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Jared Hartman, Esq. Posted on November 22, 2013   For two years an Oregon woman tried and tried and tried to ask Equifax to correct the mistakes on her credit report. She discovered in 2009 that information belonging to someone else with the same name was being mixed into her credit report (known as a…

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Jared Hartman, Esq. Posted on November 16th, 2013   Debt collectors and creditors often furnish inaccurate information to credit reporting agencies. Even if the inaccuracy is something so simple as putting the wrong date of default, it may still have serious consequences when you apply for a new loan, line of credit, or even for…

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Jared Hartman, Esq. Posted on October 30th, 2013   There are two ways a credit inquiry can be conducted on a consumer’s credit reports: a hard inquiry and a soft inquiry. A soft inquiry merely obtains the consumer’s person ID information, such as name and address. A hard inquiry allows the requester to obtain information…

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