Unfortunately, it is more common than one would realize that people suffer hardship as a result of background check errors, such as being denied a job, denied a promotion, or even denied housing. The National Consumer Law Center has recently issued an updated report that discusses how a significant number of adults living in the…

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The Federal Fair Credit Reporting Act (FCRA) requires that anytime an employer makes a decision to not hire an applicant due to results of a background check, the employer must provide the applicant an opportunity to dispute the findings. The employer has the legal responsibility to provide the applicant with what is called an “adverse…

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On July 3, 2018, Judge Birotte Jr. of the Central District of California denied a motion to dismiss filed by Ditech that argued our client was not removed from the home mortgage loan even though the lawsuit alleges that Ditech undertook the specific actions of removing her name as a customer and signatory to a…

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On January 30, 2018, Judge Hayes of the Southern District federal court denied Citizens Bank’s motion to dismiss our inaccurate credit reporting claims.  Based on California Civil Code 580b, when a lender decides to foreclose on a home instead of pursuing the borrower for financial damages, and if the mortgage was undertaken for the purpose…

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Jared Hartman, Esq. Posted on October 5, 2017   We have recently initiated litigation against Welk Resort Groups concerning inaccurate credit reporting, and we are looking for anyone else who may have suffered the same problem so that we can obtain further information for our investigations. If you have suffered the same problem as below,…

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Jared Hartman, Esq. Posted on September 21, 2017   Semnar & Hartman Prosecuting Equifax For Massive Data Breach By now, virtually all Americans must have learned about the massive data breach of Equifax that occurred earlier this year. On September 7, 2017, Equifax announced publicly (for the first time) that it had been the subject…

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Jared Hartman, Esq. Posted on August 24, 2017   On August 23, 2017, Judge Miller of the Southern District of California denied a motion to dismiss filed by Ocwen and Impac Mortgage Corp., so that all causes of action remain in litigation. A copy of the court’s ruling can be found by clicking HERE . In this…

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