Unfortunately, it is more common than one would realize that people suffer hardship as a result of background check errors, such as being denied a job, denied a promotion, or even denied housing. The National Consumer Law Center has recently issued an updated report that discusses how a significant number of adults living in the…

Read More

Jared Hartman, Esq. Posted on October 5, 2017   We have recently initiated litigation against Welk Resort Groups concerning inaccurate credit reporting, and we are looking for anyone else who may have suffered the same problem so that we can obtain further information for our investigations. If you have suffered the same problem as below,…

Read More

Jared Hartman, Esq. Posted on September 21, 2017   Semnar & Hartman Prosecuting Equifax For Massive Data Breach By now, virtually all Americans must have learned about the massive data breach of Equifax that occurred earlier this year. On September 7, 2017, Equifax announced publicly (for the first time) that it had been the subject…

Read More

Jared Hartman, Esq. Posted on September 2, 2016   Recently, we have had numerous calls by individuals who are confused as to the difference between “soft” inquiries vs. “hard” inquiries on their consumer credit reports. As a general rule, an inquiry is created when your credit report is accessed by a third party. Typically, these…

Read More

Jared Hartman, Esq. Posted on August 21, 2014   There are laws in California that prohibit loan transactions from having a APR (annual percentage rate) of greater than 12%–or 7% in many instances. These laws are called Usury Laws and can be found at Article XV, Section 1 of the California Constitution and in California…

Read More